Master Your Debt in the 2026 Economy

Independent research on the impact of the OBBBA and the 2026 RAP Cliff.

The 2026 Strategy

Traditional debt advice is failing in 2026. As interest rates stabilize at higher floors, the gap between "managing" debt and "resolving" it has widened. We specialize in identifying technical triggers that allow for aggressive settlement.

Technical 2026 Definitions