The 2026 OBBBA SAI Limit is the strict threshold under the Omnibus Budget and Balance Act where a student's 'Student Aid Index' (SAI) exceeds $14,790, triggering an automatic disqualification for federal Pell Grants.
This 2026 update has created a "middle-class gap" for families earning between $95k-$115k. If you find yourself over the limit, your primary debt resolution path shifts toward private consolidation...
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